There’s no fee for consultations or assessments. My goal is to help you understand your options clearly, without any pressure. Whether you’re in Hemet, Desert Hot Springs, or nearby, you’ll get personalized support without paying just to ask questions.

Life insurance helps protect the people you care about from financial strain. If you passed unexpectedly, could your family cover funeral expenses, rent or mortgage, or any medical bills? If the answer is no, then it’s worth exploring coverage. I help many families throughout the Coachella Valley, Hemet, and Inland Empire think through what kind of support their loved ones would need.

That depends on your goals. When we talk, we’ll consider your income, debt, existing savings, mortgage, and even future costs like education. I’ll walk you through a step-by-step assessment to help you find a coverage amount that makes sense — not just now, but in the long run.

Good news — most pre-arranged funeral plans are fully transferable within the United States. If you move out of Hemet or even out of California, your coverage goes with you. It’s one of the reasons families appreciate planning ahead.

Don’t worry — being denied by one company doesn’t mean you’re out of options. As an independent agent here in Hemet, I work with multiple carriers. That gives us flexibility to find plans designed for people with different health histories or financial situations.